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Finding a great home loan involves careful consideration of your needs, finances and history.

Welcome to Fred Bermudez Home Loans
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Welcome to my web page! My name is Fred Bermudez and I have been a Mortgage Lender here in Sacramento for over 19 years.

I’ve put my nearly 2 decades of knowledge on this web page for you, so you can learn…and make good decisions for yourself and your family.

Please have a look around and feel free to message or call for more info.

Let's Learn!

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

So Many Happy Customers
Fresh from the Blog

Here are the latest articles from our real estate and mortgage blog.

How to Buy a House with No Money Down

Do you dream of homeownership but can’t come up with the required down payment? Don’t worry. You may be eligible for a no money down…

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Do I Need a Realtor to Buy a House?

When you are ready to make a new home purchase, the first thing to consider is who you want on your team. A Realtor or…

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How Much Do I Need for a House Down Payment?

One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years, depending on the home prices…

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