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Finding a great home loan involves careful consideration of your needs, finances and history.

Welcome to Fred Bermudez Home Loans
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Welcome to my web page! My name is Fred Bermudez and I have been a Mortgage Lender here in Sacramento for over 19 years.

I’ve put my nearly 2 decades of knowledge on this web page for you, so you can learn…and make good decisions for yourself and your family.

Please have a look around and feel free to message or call for more info.

Let's Learn!

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

So Many Happy Customers
Fresh from the Blog

Here are the latest articles from our real estate and mortgage blog.

How Much Income Do I Need to Buy a House?

Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly how much you need to…

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What You Need to Know About Cosigning a Mortgage

If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another person in a more stable…

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Popular Loans for Buying a Home

Finding a great deal on your home purchase requires that you understand the different types of home loans available. Here are popular mortgage products and…

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