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Finding a great home loan involves careful consideration of your needs, finances and history.

Welcome to Fred Bermudez Home Loans
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Welcome to my web page! My name is Fred Bermudez and I have been a Mortgage Lender here in Sacramento for over 19 years.

I’ve put my nearly 2 decades of knowledge on this web page for you, so you can learn…and make good decisions for yourself and your family.

Please have a look around and feel free to message or call for more info.

Let's Learn!

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

So Many Happy Customers
Fresh from the Blog

Here are the latest articles from our real estate and mortgage blog.

How to Get Preapproved for a Mortgage

Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step can save you time in…

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5 Strategies to Save for a Home

Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a mortgage to finance the majority…

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Finding the Right Location to Buy a Home

They say that buying a home is all about location, location, location. But what if you do not know what location is right for you?…

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