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Finding a great home loan involves careful consideration of your needs, finances and history.

Welcome to Fred Bermudez Home Loans
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Welcome to my web page! My name is Fred Bermudez and I have been a Mortgage Lender here in Sacramento for over 19 years.

I’ve put my nearly 2 decades of knowledge on this web page for you, so you can learn…and make good decisions for yourself and your family.

Please have a look around and feel free to message or call for more info.

Let's Learn!

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

So Many Happy Customers
Fresh from the Blog

Here are the latest articles from our real estate and mortgage blog.

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can also be a stressful and…

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Understanding Cash to Close

If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The Closing Disclosure, provided at least…

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First-Time Homebuyer’s Checklist

Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget: It’s best to determine how…

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