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Finding a great home loan involves careful consideration of your needs, finances and history.

Welcome to Fred Bermudez Home Loans
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Welcome to my web page! My name is Fred Bermudez and I have been a Mortgage Lender here in Sacramento for over 19 years.

I’ve put my nearly 2 decades of knowledge on this web page for you, so you can learn…and make good decisions for yourself and your family.

Please have a look around and feel free to message or call for more info.

Let's Learn!

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

So Many Happy Customers
Fresh from the Blog

Here are the latest articles from our real estate and mortgage blog.

How to pick the right real estate agent

In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on…

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Two major items home buyers need to think about before contacting a realtor.

Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list.…

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Selling (or Buying) in Peak Real Estate Season

Produce has a season. So do sports. But did you know that real estate has a peak season as well? People buy and sell homes…

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