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Finding a great home loan involves careful consideration of your needs, finances and history.

Welcome to Fred Bermudez Home Loans
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Welcome to my web page! My name is Fred Bermudez and I have been a Mortgage Lender here in Sacramento for over 19 years.

I’ve put my nearly 2 decades of knowledge on this web page for you, so you can learn…and make good decisions for yourself and your family.

Please have a look around and feel free to message or call for more info.

Let's Learn!

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

So Many Happy Customers
Fresh from the Blog

Here are the latest articles from our real estate and mortgage blog.

Negotiating a House Price as a Buyer

Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties to set a price higher…

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What Is the Average Down Payment for a Home?

One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house you can afford, what types…

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How to Know When You Should Buy a House

Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For Sale signs your idea of…

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