My Contact - Fred Bermudez Home Loans | Sacramento Mortgage Lender

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Fred Bermudez Home Loans

HOURS:

Monday-Friday, from 8am-6pm.

ADDRESS:

1812 K St.
Sacramento, California 95811

CONTACT:

fbermudez@loanpal.com
(916) 832-6355

CONTACT US

First Name
Your Good Email - NO SPAM (who has the time)

Step 1 of 21

4%

Hey its Fred... So what are your goals?
Lets find out real quick. Sound okay? Click an option below...
- I'm thinking about buying a home
- What would a Refi look like? hmmm...

Where are you looking to buy? City or Zip Code
*

Where is the home located? City or Zip Code
*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan. (not applicable for refinances)
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent (720+)
- Good (680 to 719)
- Fair (620 to 679)
- Poor (619 and below)

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*

Begin your home loan process today! Our mortgage advisors are standing by.
Request a free personalized rate quote.

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About Us

Welcome to my web page! My name is Fred Bermudez and I have been a Mortgage Lender here in Sacramento for over 19 years.

Company NMLS: 393093

Contact Us

1812 K St.
Sacramento, California 95811
(916) 832-6355
fbermudez@loanpal.com

Loan Options

FHA Home Loan
First Time Home Buyer
Fixed Rate Mortgage
Investment Property Loans
Jumbo Home Loan
Low Down Payment Purchase Options
Refinance
Rehab Loan
USDA Loan
VA Home Loan

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