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Finding a great home loan involves careful consideration of your needs, finances and history.

Welcome to Fred Bermudez Home Loans
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Welcome to my web page! My name is Fred Bermudez and I have been a Mortgage Lender here in Sacramento for over 19 years.

I’ve put my nearly 2 decades of knowledge on this web page for you, so you can learn…and make good decisions for yourself and your family.

Please have a look around and feel free to message or call for more info.

Let's Learn!

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

So Many Happy Customers
Fresh from the Blog

Here are the latest articles from our real estate and mortgage blog.

The Value of Hardscaping at Your Home

Curb appeal is one of the biggest factors when selling a home. Keeping the exterior of your home tidy and aesthetically pleasing can keep your…

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What to expect after your offer is accepted

Did your offer get accepted?  If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took…

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Finding a home and making an offer

In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve…

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